infinite
possibilities

conventional

• fannie mae^®
• Fixed Rate Options: 10, 15, 20, 25, 30
• Adjustable Rate Mortgage (ARM) Options: 5/6, 7/6, 10/6 SOFR
• Primary, Secondary & Investment Properties
• HomeReady^®
  With down payments as low as 3%, HomeReady^® is a budget-friendly solution for borrowers who earn low-to-moderate incomes.
• HomeReady VLIP Grant
• Accessory Dwelling Units
• Co-ops
• Delayed Financing
• EZ”C”onventional
• High Balance
• Manufactured Homes
• Non-Traditional Credit
• RefiNow
• Student Loan Cash-Out Refinance¹
• Temporary Interest Rate Buydowns (1-0; 1-1; 2-1; 3-2-1)
• Texas Equity 50(a)(6)

• freddie mac^®
• BorrowSmart
  Available on Freddie Mac Home Possible^® mortgages, this program provides low-to-moderate borrowers with the extra help they may need to confidently purchase a home.
• Fixed Rate Options: 10, 15, 20, 25, 30
• Adjustable Rate Mortgage (ARM) Options: 5/6, 7/6, 10/6 SOFR
• Primary, Secondary & Investment Property
• Accessory Dwelling Units
• Co-ops
• Delayed Financing
• Freddie Mac Home-Possible^®
• HomePossible VLIP Grant
• GreenCHOICE
• Manufactured Homes
• RefiPossible
• Non-Traditional Credit Program
• Pool Escrow Holdback
• Relocation Mortgage Options
• Texas Equity 50(a)(6) Refinance
• Super Conforming
• Illinois Land Trust

mortgage insurance

• Providers
  • Arch MI
  • Essent Guaranty, Inc
  • Enact
  • MGIC
  • National MI
  • Radian
• Products
  • Borrower Paid Mortgage Insurance
  • Zero Up Front Monthly
  • Single Premium
  • Split Premium
  • Financed Mortgage Insurance

fha

• Fixed Rate Options: 15, 20, 25, 30
• ARM Options: 5/1 Treasury ARM
• Purchase, Refi, Simple Refi, Cash-out, Streamline Options
• High Balance Loan Amounts
• $100 Down
• 203(k) Full and Limited
• 203(h) Disaster
• HUD REO
• Good Neighbor Next Door
• Manufactured Homes
• Energy Efficient Mortgages
• Single Unit Condo Approval

va

• Fixed Rate Options: 15, 20, 25, 30
• ARM Options: 5/1 Treasury ARM
• 100% Financing for Purchase Transactions²
• Interest Rate Reduction Refinance Loan
• Cash-Out Transactions, 100% Cash-out Option
• High Balance Loan Amounts up to $2.5 Million
• Energy Efficient Mortgages
• Manufactured Homes
• Renovation
  This helps veterans, active-duty military members and qualified spouses renovate their current homes or purchase and update a fixer upper with the same benefits of a traditional VA loan.

usda

• Fixed-Rate: 30 year
• 100% Financing
• USDA Refinance
• Streamline Refinance
• Streamline Assist
• USDA Renovation
• Manufactured Homes

renovation loans

• HomeStyle^® Renovation
  Offered through Fannie Mae, this loan allows borrowers to roll the costs of purchasing a home and renovating it into one loan with one monthly payment.
• HomeStyle Energy
• 203(k) Full & Limited
• EZ"C"onventional
• Pool Escrow
• Jumbo Renovation up to $2 Million
• HUD REO with Repair Escrow
• CHOICERenovation Mortgage^SM
  Offered through Freddie Mac, this mortgage helps homeowners finance home improvements and repairs on their current home or on one they plan to purchase.
• CHOICEReno eXPress
• Buyer/Seller Funded Repair Escrow
• USDA Repair Escrow
• Weather Related Escrow
• Minimum Property Required Repair Escrow
• Jumbo Pool Escrow
• Jumbo Construction
• Conforming Construction
• USDA Renovation
• Conforming One-Time Close Construction³

jumbo/non-conforming loans

• Fixed Options: 10, 15, 20, 25 and 30
• ARM Options: 3/6, 5/6, 7/6, 10/6 & 15/6 SOFR ARMS
• ARM Options
  Products like Ultra ARM offers the flexibility and benefits of an ARM for a longer term. This allows qualified borrowers to get a below-market interest rate for the first 15 years of their loan.
• Medical Professional’s Program⁴
  Dentists, doctors, veterinarians, and more can get help financing their dream homes with benefits including adjustable-rate and low-down payment options.
• Primary, Second & Investment Property
• DTI up to 50%
• First Time Homebuyer
• Loan amounts up to $3.5 Million
• Cash Out Transactions
• Closed-End Second Liens
• Pool Escrow
• Jumbo Construction Program
• Delayed Financing
• Interest Only Options
• Asset Depletion
• Non-warrantable Condos
• Condo-tels

• Non-Agency/Jumbo Broker Loan Options⁵
• Interest Only Options: 30 & 40 year
• Alternative Doc Program
• Bank Statement Program
• Bridge Loan
• Asset Depletion
• Condotel
• Delayed Financing
• DSCR (Debt Service Coverage Ratio)
• Fix & Flip
• Foreign Nationals
• HELOCS & HELOANS
• ITIN
• Lot Loans
• Non-Warrantable Condos
• Renovation
• Reverse Mortgage⁶
• Section 184

bonds/dpa/mcc

• PrimeLending offers a robust mixture of bond, Down Payment Assistance (DPA)⁷ and MCC programs that are offered by local, state, county and city governed agencies.

locking options

• Long Term Locks: 120, 150, 180, 270 & 360 Days available for conforming loan amounts⁸
  Borrowers can secure a lower interest rate for up to 360 days while their home is being built to ensure a simple mortgage process without the fear of rising rates or construction delays.
• High Balance 120, 150, 180

construction

• PrimeLending Jumbo & Conforming Construction

additional products

• Neighborhood Edge⁹
  Homebuyers, borrowers making below-average income, and those with less than ideal credit could get help covering closing costs with this program.
• Reverse Mortgage (HECM)
  Homeowners 62 or older can use a Reverse Mortgage (HECM) to access their home’s equity without making monthly payments to supplement their retirement income.
• Buyers AdvantEDGE¹⁰
  Give borrowers more buying power with a Buyer’s AdvantEDGE approval letter. Plus, this program may allow them to get approved without the need for a full home appraisal.

• Additional Broker Options
• Fix and Flip
• HELOCS
• HELOANS
• Bridge Loans
• Section 184